Why It’s Hard to Get a Mortgage in Canada

Here’s How Tightening Regulations Have Made It More Difficult for Canadians to Borrow Money When Buying Real Estate.

Back in the good ol’ days before the world financial crisis of 2008, it was relatively easy for Canadians to get mortgages. Since then, successive governments have imposed increasingly strict rules on borrowing money to buy real estate. With a newly elected Liberal minority government promising to make housing more affordable, we might hope some of those rules will be relaxed—or at least that buyers will benefit from new incentives. For the moment, however, Canadian mortgage regulations remain quite strict. This blog post looks back at the recent history of mortgages in Canada, as well as the current borrowing climate. Continue reading

Invest in Real Estate with Little—or No—Money

Announcing an All-Day, Dig-Deeper AFS Intensive Focus Workshop: 14 Sept 2019 in Red Deer, AB.

Anyone who follows me knows that I love Agreements for Sale (AFS)! It’s a seller financing strategy that is so, so relevant in today’s tough Canadian real estate market—especially in Alberta. AFS is a classic way of buying property with very little money out of your own pocket. On September 14th, we’re running a special AFS Intensive Focus Workshop, featuring comprehensive tools to help both new and established investors achieve financial success. Continue reading

Panelists Share Experiences with Creative Real Estate Investing – plus Q & A

Podcast Episode 123: “Creative Real Estate Investors Panel.”

Special one-hour dive into the trenches of Creative Real Estate in Canada… and Africa! Barry has gathered a panel of experts, veritable rockstars of Creative Strategies, to share their experiences and answer questions from the audience. 

The essence of Creative Real Estate Investing is knowing strategies and recognizing opportunities. Sometimes deals come along that don’t work for your usual approach. Knowing alternative strategies like Agreements for Sale or Rent-to-Own (a.k.a. Lease Options) allows you still to turn a profit.

For many investors, Creative Strategies are a supplement to regular Buy & Hold—but they can also become a full-time real estate business. Listen now to get insight into how a bit of creativity opens up all kinds of opportunities!

Download the audio file HERE.
(control click or right click + save as)

Register now for Barry’s Rapid Cash Program!
Next event: Toronto, ON, Canada on June 1–2, 2019
http://rapidcashprogram.ca/

“Be creative” image by Ramdlon used under CC0 Public Domain. 

Learn to Buy Property with Little-to-No Money Down!

Live Real Estate Investing Event in Calgary, Nov 17: Our New, All-Day, Dig-Deeper AFS Intensive Focus Workshop.

Anyone who follows this blog knows that I love Agreements for Sale (AFS)! It’s a seller financing strategy that is so, so relevant in today’s tough Canadian real estate market. AFS is a classic way of buying property with very little money out of your own pocket. On November 17th, we’re running a special AFS Intensive Focus Workshop, featuring comprehensive tools to help both new and established investors achieve financial success. Continue reading

Real Estate Investment Leaders

We are who we associate with,
and success breeds success.

Ahead of our upcoming Rapid Cash Focus Workshop in Red Deer, Alberta, on April 7th and 8th, we’re giving you a chance to get to know some our amazing Focus Team Leaders. The hour-long audio recording below is from a breakout session at a previous workshop. It features the background stories of regular folks who are doing amazing things with Creative Real Estate Investment, as well as Q&A with them. These are some of the people who will be helping attendees achieve success.

Download the audio file HERE.
(control click or right click + save as)

 

Rapid Cash Focus Workshop

    April 7th and 8th, 2018
Full-day event: 9:00 am to 5:00 pm*
*continental breakfast at 8:00 am
Red Deer, Alberta, Canada
venue TBD

For pricing and to register, go to:
http://s.reincanada.com/www/store/detail/Rapid-Cash-Flow-Program-AB

 

“Success, Profit, Successful, Aspiring, Sale, Sell” image from Max Pixel used under CC0 Public Domain.

 

 

Rare Investing Opportunities with Creative Real Estate Strategies

house with cash register

Podcast Episode 103:
Unpredictable Seller Motivation And Agreement For Sale Magic.”

 

An investor recently showed up in my Edmonton law office with this absolutely marvellous Tale about a unique property seller in Alberta and the magic of having the right real estate investing strategy for the job.

Download the audio file HERE.
Download the handout HERE.
(control click or right click + save as)

Continue reading

Real Estate Investment Leaders

We are who we associate with,
and success breeds success.

Ahead our upcoming Agreements for Sale (AFS) Focus Workshop on February 18th, we’re giving you a chance to get to know some our amazing Focus Team Leaders. The hour-long audio recording below is from a breakout session at a previous workshop. It features the background stories of regular folks who are doing amazing things with Creative Real Estate Investment, as well as Q&A with them. These are some of the people who will be helping attendees learn to achieve their financial goals on February 18th in BC. There’s also an outline of the idea behind Agreements for Sale, and why it’s a great Creative Strategy for investing in a down market.

Continue reading

Agreements for Sale Workshop

Barry McGuire’s Focus Series Presents:
Agreements for Sale Focus Workshop

Saturday, June 17th, 2017  ** PLEASE NOTE DATE CHANGE **
Full-day event: 8:30 am to 5:30 pm

Element Vancouver Metrotown
5988 Willingdon Avenue
Burnaby, British Columbia, V5H 2A7, Canada

Dear Real Estate Investor,

Have you:

  • Hit the ‘financing wall’ and banks are denying you more mortgages?
  • Ever required an infusion of cash into your real estate business?
  • Found the ‘deal of the century’ and had to walk away because you did not have access to the capital to buy it?
  • Wanted to buy properties with little to no money down?
  • Been looking for purchasing alternatives to the bank?
  • Heard about no money down real estate and wondered if it was true?
  • Wanted to buy more properties, but just aren’t sure how to get past your first one or two?

If you answered yes to any of these questions, then please read on…

Continue reading

Real Estate Investing Workshop

Barry McGuire’s Focus Series Presents:
Agreements for Sale Workshop

October 29th, 2016
Full-day event: 8:30 am to 5:30 pm
Edmonton, Alberta, Canada
Matrix Hotel: 10640 – 100 Ave NW

Dear Serious Real Estate Investor,

Have you:

  • Hit the ‘financing wall’ and banks are denying you more mortgages?
  • Ever required an infusion of cash into your real estate business?
  • Found the ‘deal of the century’ and had to walk away because you did not have access to the capital to buy it?
  • Wanted to buy properties with little to no money down?
  • Been looking for purchasing alternatives to the bank?
  • Heard about no money down real estate and wondered if it was true?
  • Wanted to buy more properties, but just aren’t sure how to get past your first one or two?

If you answered yes to any of these questions, then please read on…

Continue reading

Agreements For Sale

Podcast Episode 66:
Creative Cash Takes Time And Effort.”

The foundation of real estate investing is to buy and hold property. Sometimes, however, opportunities come along that require a different strategy. A highly motivated seller with a low/no equity property could be approached with an Agreement for Sale. This is both a creative real estate investment strategy as well as a type of legal document. In this Tale from the Trenches, our investor was able to put down very little money, but still got control of the property through seller financing. Despite the difficulties of Agreements for Sale, they can be very lucrative if handled correctly

Download the audio file HERE and the text/handout HERE.
(control click or right click + save as).

 

Continue reading